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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,194 | $77,920+242.9% | $149,723+78.5% | $75,177+255.4% |
| Participation rate | 80.8% | 65.6%+15.2pp | 78.8%+2.0pp | 67.2%+13.6pp |
| Annual return | 16.22% | 31.72%-15.5pp | 134.50%-118.3pp | 160.75%-144.5pp |
| Employer contribution / active EE | $1,554 | $3,138-50.5% | $4,821-67.8% | $2,671-41.8% |
| Participant deferral / active EE | $2,392 | $3,411-29.9% | $5,682-57.9% | $4,126-42.0% |
| Admin fee / account holder | $1,952 | $5,951-67.2% | $13,215-85.2% | $5,651-65.5% |