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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,718 | $217,432+29.1% | $185,849+51.0% | $167,536+67.6% |
| Participation rate | 94.4% | 86.1%+8.4pp | 81.7%+12.7pp | 82.1%+12.3pp |
| Annual return | 17.73% | 148.42%-130.7pp | 122.10%-104.4pp | 478.82%-461.1pp |
| Employer contribution / active EE | $1,908 | $5,875-67.5% | $5,169-63.1% | $4,839-60.6% |
| Participant deferral / active EE | $3,374 | $6,357-46.9% | $5,569-39.4% | $6,342-46.8% |
| Admin fee / account holder | $3,021 | $19,818-84.8% | $16,244-81.4% | $12,315-75.5% |