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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,280,950 | $76,785+1568.2% | $56,441+2169.5% | $145,959+777.6% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 12.46% | 3000.51%-2988.1pp | 1704.21%-1691.8pp | 561.95%-549.5pp |
| Employer contribution / active EE | $0 | $1,381-100.0% | $1,039-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $23,305 | $2,624+788.3% | $1,953+1093.4% | $6,689+248.4% |
| Admin fee / account holder | $51,194 | $3,334+1435.5% | $2,829+1709.5% | $13,398+282.1% |