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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,280,950 | $76,522+1574.0% | $56,033+2186.1% | $145,884+778.1% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 12.46% | 3014.28%-3001.8pp | 1711.38%-1698.9pp | 551.85%-539.4pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,041-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $23,305 | $2,624+788.2% | $1,954+1092.7% | $6,690+248.4% |
| Admin fee / account holder | $51,194 | $3,328+1438.1% | $2,827+1710.8% | $13,392+282.3% |