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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,174,217 | $81,668+1337.8% | $58,507+1907.0% | $139,487+741.8% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 14.21% | 7430.07%-7415.9pp | 4252.32%-4238.1pp | 373.84%-359.6pp |
| Employer contribution / active EE | $0 | $1,398-100.0% | $1,053-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $23,000 | $2,554+800.7% | $1,922+1096.5% | $6,713+242.6% |
| Admin fee / account holder | $44,511 | $3,212+1285.6% | $2,486+1690.4% | $11,407+290.2% |