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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,057,055 | $84,628+1149.1% | $61,501+1618.7% | $134,545+685.7% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -17.48% | 585.61%-603.1pp | 339.04%-356.5pp | 418.37%-435.9pp |
| Employer contribution / active EE | $0 | $1,545-100.0% | $1,160-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $22,695 | $2,819+705.2% | $2,125+968.2% | $6,401+254.5% |
| Admin fee / account holder | $106,378 | $2,587+4011.2% | $2,132+4890.5% | $11,431+830.6% |