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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $894,888 | $107,030+736.1% | $73,550+1116.7% | $147,586+506.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 54.9%+45.1pp | 82.8%+17.2pp |
| Annual return | 23.34% | 38.25%-14.9pp | -15.16%+38.5pp | 578.59%-555.3pp |
| Employer contribution / active EE | $0 | $1,760-100.0% | $1,219-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $22,250 | $2,458+805.2% | $1,804+1133.3% | $5,439+309.1% |
| Admin fee / account holder | $26,908 | $3,055+780.7% | $2,320+1060.0% | $10,886+147.2% |