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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,974 | $127,387-39.6% | $115,038-33.1% | $125,389-38.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.01% | 31.28%-32.3pp | 26.14%-27.2pp | 282.24%-283.3pp |
| Employer contribution / active EE | $8,117 | $5,166+57.1% | $4,608+76.2% | $4,866+66.8% |
| Participant deferral / active EE | $7,241 | $6,423+12.7% | $6,026+20.2% | $5,352+35.3% |
| Admin fee / account holder | $1,025 | $9,516-89.2% | $8,175-87.5% | $9,541-89.3% |