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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,170 | $102,429+9.5% | $147,096-23.7% | $80,925+38.6% |
| Participation rate | 84.0% | 75.9%+8.1pp | 82.2%+1.8pp | 67.7%+16.3pp |
| Annual return | 15.09% | 135.02%-119.9pp | 419.75%-404.7pp | 35.65%-20.6pp |
| Employer contribution / active EE | $4,927 | $3,716+32.6% | $4,936-0.2% | $2,756+78.7% |
| Participant deferral / active EE | $5,374 | $6,649-19.2% | $8,071-33.4% | $4,299+25.0% |
| Admin fee / account holder | $13,483 | $7,957+69.5% | $13,005+3.7% | $6,940+94.3% |