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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,170 | $150,447-34.1% | $136,298-27.2% | $147,586-32.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 11.85% | 1049.15%-1037.3pp | 5156.27%-5144.4pp | 578.59%-566.7pp |
| Employer contribution / active EE | $8,646 | $5,256+64.5% | $4,696+84.1% | $4,876+77.3% |
| Participant deferral / active EE | $4,699 | $6,631-29.1% | $6,247-24.8% | $5,439-13.6% |
| Admin fee / account holder | $9,197 | $10,906-15.7% | $9,244-0.5% | $10,886-15.5% |