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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,367 | $138,114-15.7% | $125,391-7.2% | $134,545-13.5% |
| Participation rate | 94.1% | 84.5%+9.6pp | 82.4%+11.7pp | 81.2%+12.9pp |
| Annual return | -16.93% | 750.88%-767.8pp | 572.41%-589.3pp | 418.37%-435.3pp |
| Employer contribution / active EE | $9,435 | $5,246+79.9% | $4,816+95.9% | $4,742+99.0% |
| Participant deferral / active EE | $5,596 | $7,801-28.3% | $7,448-24.9% | $6,401-12.6% |
| Admin fee / account holder | $2,658 | $11,570-77.0% | $10,009-73.4% | $11,431-76.7% |