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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,382 | $81,276-8.5% | $155,574-52.2% | $80,925-8.1% |
| Participation rate | 91.9% | 66.2%+25.6pp | 78.2%+13.7pp | 67.7%+24.2pp |
| Annual return | 9.99% | 33.36%-23.4pp | 64.87%-54.9pp | 35.65%-25.7pp |
| Employer contribution / active EE | $422 | $3,103-86.4% | $4,676-91.0% | $2,756-84.7% |
| Participant deferral / active EE | $2,072 | $3,453-40.0% | $5,629-63.2% | $4,299-51.8% |
| Admin fee / account holder | $4,289 | $7,993-46.3% | $15,914-73.0% | $6,940-38.2% |