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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,892 | $77,908-15.4% | $149,696-56.0% | $75,173-12.3% |
| Participation rate | 93.9% | 65.6%+28.4pp | 78.8%+15.2pp | 67.2%+26.7pp |
| Annual return | 9.55% | 31.73%-22.2pp | 134.46%-124.9pp | 160.72%-151.2pp |
| Employer contribution / active EE | $720 | $3,138-77.0% | $4,821-85.1% | $2,671-73.0% |
| Participant deferral / active EE | $2,258 | $3,411-33.8% | $5,682-60.3% | $4,126-45.3% |
| Admin fee / account holder | $1,113 | $5,950-81.3% | $13,212-91.6% | $5,651-80.3% |