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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,250 | $77,638+22.7% | $156,551-39.2% | $62,881+51.5% |
| Participation rate | 96.2% | 71.2%+25.0pp | 84.0%+12.1pp | 69.3%+26.8pp |
| Annual return | 3.16% | 50.33%-47.2pp | 32.23%-29.1pp | 20.14%-17.0pp |
| Employer contribution / active EE | $387 | $3,444-88.8% | $5,501-93.0% | $2,281-83.0% |
| Participant deferral / active EE | $1,007 | $3,046-66.9% | $4,871-79.3% | $3,203-68.6% |
| Admin fee / account holder | $6,824 | $5,561+22.7% | $13,028-47.6% | $4,296+58.8% |