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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,208 | $85,171-25.8% | $172,753-63.4% | $72,976-13.4% |
| Participation rate | 97.1% | 70.1%+27.1pp | 82.6%+14.5pp | 69.5%+27.7pp |
| Annual return | 12.56% | 27.32%-14.8pp | 803.00%-790.4pp | 81.02%-68.5pp |
| Employer contribution / active EE | $511 | $3,324-84.6% | $5,144-90.1% | $2,440-79.1% |
| Participant deferral / active EE | $1,724 | $3,260-47.1% | $5,198-66.8% | $3,608-52.2% |
| Admin fee / account holder | $5,380 | $5,880-8.5% | $13,956-61.4% | $5,124+5.0% |