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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,846 | $95,406-17.4% | $185,849-57.6% | $85,847-8.2% |
| Participation rate | 97.1% | 68.8%+28.3pp | 81.7%+15.4pp | 69.3%+27.7pp |
| Annual return | 5.01% | 23.59%-18.6pp | 122.10%-117.1pp | 318.61%-313.6pp |
| Employer contribution / active EE | $688 | $3,314-79.3% | $5,169-86.7% | $2,565-73.2% |
| Participant deferral / active EE | $2,322 | $3,424-32.2% | $5,569-58.3% | $3,952-41.2% |
| Admin fee / account holder | $1,405 | $7,214-80.5% | $16,244-91.4% | $6,261-77.6% |