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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,300 | $77,817+61.0% | $123,553+1.4% | $64,173+95.3% |
| Participation rate | 92.5% | 74.7%+17.8pp | 82.3%+10.2pp | 69.6%+22.9pp |
| Annual return | -3.74% | 12.49%-16.2pp | 119.21%-122.9pp | 7.63%-11.4pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $5,085 | $5,240-3.0% | $6,426-20.9% | $3,470+46.5% |
| Admin fee / account holder | $25,178 | $5,519+356.2% | $9,284+171.2% | $4,887+415.2% |