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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,489 | $93,617+55.4% | $135,982+7.0% | $75,177+93.5% |
| Participation rate | 76.9% | 75.2%+1.7pp | 81.9%-5.0pp | 67.2%+9.7pp |
| Annual return | 17.96% | 30.89%-12.9pp | 68.32%-50.4pp | 160.75%-142.8pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,577 | $6,406-44.2% | $7,760-53.9% | $4,126-13.3% |
| Admin fee / account holder | $8,530 | $6,980+22.2% | $10,767-20.8% | $5,651+50.9% |