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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,524 | $105,210+70.6% | $159,487+12.6% | $85,851+109.1% |
| Participation rate | 87.8% | 75.8%+12.0pp | 82.8%+5.0pp | 69.3%+18.5pp |
| Annual return | 14.20% | 45.08%-30.9pp | 263.71%-249.5pp | 318.63%-304.4pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,919 | $5,946-34.1% | $7,354-46.7% | $3,952-0.8% |
| Admin fee / account holder | $2,643 | $6,934-61.9% | $10,804-75.5% | $6,261-57.8% |