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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,194 | $82,678+74.4% | $125,391+15.0% | $68,490+110.5% |
| Participation rate | 87.5% | 75.1%+12.4pp | 82.4%+5.1pp | 67.9%+19.6pp |
| Annual return | -16.12% | -5.97%-10.1pp | 572.41%-588.5pp | -7.85%-8.3pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,412 | $6,111-27.8% | $7,448-40.8% | $4,028+9.5% |
| Admin fee / account holder | $3,967 | $6,277-36.8% | $10,009-60.4% | $5,403-26.6% |