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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,761 | $95,383+170.2% | $185,837+38.7% | $85,856+200.2% |
| Participation rate | 97.5% | 68.8%+28.7pp | 81.7%+15.8pp | 69.3%+28.2pp |
| Annual return | 10.58% | 23.59%-13.0pp | 122.08%-111.5pp | 318.58%-308.0pp |
| Employer contribution / active EE | $7,636 | $3,313+130.5% | $5,168+47.7% | $2,565+197.7% |
| Participant deferral / active EE | $5,767 | $3,423+68.5% | $5,568+3.6% | $3,952+45.9% |
| Admin fee / account holder | $152,913 | $7,213+2020.1% | $16,241+841.5% | $6,261+2342.5% |