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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,104 | $91,198+249.9% | $178,503+78.8% | $79,856+299.6% |
| Participation rate | 98.8% | 69.2%+29.6pp | 81.9%+16.9pp | 69.6%+29.2pp |
| Annual return | 8.65% | 24.20%-15.5pp | 151.12%-142.5pp | 31.71%-23.1pp |
| Employer contribution / active EE | $7,049 | $3,257+116.5% | $5,011+40.7% | $2,471+185.3% |
| Participant deferral / active EE | $5,330 | $3,237+64.7% | $5,202+2.5% | $3,741+42.5% |
| Admin fee / account holder | $34,970 | $6,748+418.2% | $13,987+150.0% | $5,306+559.0% |