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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,877 | $84,236+215.6% | $170,435+56.0% | $70,126+279.1% |
| Participation rate | 99.0% | 70.8%+28.1pp | 83.6%+15.4pp | 69.5%+29.4pp |
| Annual return | 13.64% | 23.06%-9.4pp | 205.94%-192.3pp | 73.15%-59.5pp |
| Employer contribution / active EE | $6,846 | $3,387+102.1% | $5,432+26.0% | $2,343+192.3% |
| Participant deferral / active EE | $4,784 | $3,086+55.0% | $4,939-3.2% | $3,332+43.6% |
| Admin fee / account holder | $6,042 | $5,698+6.0% | $13,881-56.5% | $4,645+30.1% |