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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,060 | $85,171+288.7% | $172,753+91.6% | $72,976+353.7% |
| Participation rate | 98.9% | 70.1%+28.8pp | 82.6%+16.2pp | 69.5%+29.4pp |
| Annual return | 18.15% | 27.32%-9.2pp | 803.00%-784.9pp | 81.02%-62.9pp |
| Employer contribution / active EE | $7,011 | $3,324+110.9% | $5,144+36.3% | $2,440+187.3% |
| Participant deferral / active EE | $5,156 | $3,260+58.2% | $5,198-0.8% | $3,608+42.9% |
| Admin fee / account holder | $3,714 | $5,880-36.8% | $13,956-73.4% | $5,124-27.5% |