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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,578 | $75,962+247.0% | $154,108+71.0% | $64,173+310.7% |
| Participation rate | 98.9% | 70.4%+28.5pp | 83.0%+15.8pp | 69.6%+29.3pp |
| Annual return | -6.36% | 30.32%-36.7pp | 735.21%-741.6pp | 7.63%-14.0pp |
| Employer contribution / active EE | $6,725 | $3,350+100.8% | $5,298+27.0% | $2,381+182.5% |
| Participant deferral / active EE | $5,094 | $3,175+60.5% | $5,081+0.3% | $3,470+46.8% |
| Admin fee / account holder | $23,626 | $5,589+322.7% | $13,411+76.2% | $4,887+383.4% |