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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,784 | $76,407+236.1% | $150,298+70.8% | $82,448+211.5% |
| Participation rate | 93.8% | 66.4%+27.4pp | 77.8%+16.1pp | 68.1%+25.7pp |
| Annual return | 14.58% | 39.99%-25.4pp | 62.79%-48.2pp | 41.64%-27.1pp |
| Employer contribution / active EE | $8,389 | $2,614+220.9% | $4,154+102.0% | $2,551+228.9% |
| Participant deferral / active EE | $5,716 | $3,214+77.8% | $5,453+4.8% | $4,139+38.1% |
| Admin fee / account holder | $26,674 | $6,352+319.9% | $14,116+89.0% | $7,234+268.7% |