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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $762,602 | $91,179+736.4% | $178,499+327.2% | $79,852+855.0% |
| Participation rate | 96.0% | 69.2%+26.8pp | 81.9%+14.1pp | 69.6%+26.4pp |
| Annual return | 16.45% | 24.19%-7.7pp | 151.10%-134.7pp | 31.72%-15.3pp |
| Employer contribution / active EE | $37,694 | $3,256+1057.8% | $5,011+652.2% | $2,471+1425.4% |
| Participant deferral / active EE | $20,871 | $3,236+545.0% | $5,202+301.2% | $3,740+458.0% |
| Admin fee / account holder | $2,765 | $6,749-59.0% | $13,986-80.2% | $5,306-47.9% |