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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,241 | $180,462+126.2% | $154,111+164.9% | $135,379+201.6% |
| Participation rate | 91.7% | 87.4%+4.2pp | 83.0%+8.6pp | 82.6%+9.0pp |
| Annual return | -3.50% | 888.17%-891.7pp | 735.18%-738.7pp | 519.79%-523.3pp |
| Employer contribution / active EE | $29,597 | $6,036+390.4% | $5,298+458.7% | $4,779+519.3% |
| Participant deferral / active EE | $15,908 | $5,806+174.0% | $5,081+213.1% | $5,609+183.6% |
| Admin fee / account holder | $5,114 | $16,145-68.3% | $13,411-61.9% | $10,828-52.8% |