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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,064 | $198,457+128.8% | $170,435+166.4% | $147,586+207.7% |
| Participation rate | 86.4% | 88.0%-1.6pp | 83.6%+2.8pp | 82.8%+3.5pp |
| Annual return | 23.58% | 257.30%-233.7pp | 205.94%-182.4pp | 578.59%-555.0pp |
| Employer contribution / active EE | $28,130 | $6,183+354.9% | $5,432+417.8% | $4,876+476.9% |
| Participant deferral / active EE | $15,439 | $5,629+174.2% | $4,939+212.6% | $5,439+183.9% |
| Admin fee / account holder | $2,334 | $16,852-86.2% | $13,881-83.2% | $10,886-78.6% |