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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,224 | $181,896+112.3% | $156,551+146.7% | $273,972+41.0% |
| Participation rate | 94.4% | 88.4%+6.1pp | 84.0%+10.4pp | 83.0%+11.4pp |
| Annual return | 5.25% | 30.74%-25.5pp | 32.23%-27.0pp | 41.46%-36.2pp |
| Employer contribution / active EE | $29,348 | $6,248+369.7% | $5,501+433.5% | $4,869+502.8% |
| Participant deferral / active EE | $16,953 | $5,550+205.5% | $4,871+248.0% | $5,287+220.6% |
| Admin fee / account holder | $2,170 | $15,560-86.1% | $13,028-83.3% | $10,133-78.6% |