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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,880 | $93,346-40.1% | $71,796-22.2% | $273,972-79.6% |
| Participation rate | 69.2% | 76.5%-7.3pp | 69.1%+0.1pp | 83.0%-13.8pp |
| Annual return | 6.69% | 130.39%-123.7pp | 78.04%-71.3pp | 41.46%-34.8pp |
| Employer contribution / active EE | $930 | $2,733-66.0% | $1,924-51.7% | $4,869-80.9% |
| Participant deferral / active EE | $4,430 | $3,475+27.5% | $2,794+58.5% | $5,287-16.2% |
| Admin fee / account holder | $638 | $6,571-90.3% | $4,815-86.7% | $10,133-93.7% |