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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,026 | $99,652-37.8% | $78,778-21.3% | $147,586-58.0% |
| Participation rate | 60.0% | 76.2%-16.2pp | 69.2%-9.2pp | 82.8%-22.8pp |
| Annual return | 13.48% | 47.28%-33.8pp | 35.62%-22.1pp | 578.59%-565.1pp |
| Employer contribution / active EE | $764 | $2,796-72.7% | $1,986-61.5% | $4,876-84.3% |
| Participant deferral / active EE | $3,165 | $3,664-13.6% | $2,958+7.0% | $5,439-41.8% |
| Admin fee / account holder | $7,151 | $7,155-0.1% | $5,134+39.3% | $10,886-34.3% |