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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,140 | $102,663-68.7% | $86,216-62.7% | $139,466-77.0% |
| Participation rate | 45.5% | 74.5%-29.1pp | 69.0%-23.5pp | 80.3%-34.9pp |
| Annual return | 19.39% | 1924.52%-1905.1pp | 1169.42%-1150.0pp | 373.66%-354.3pp |
| Employer contribution / active EE | $718 | $3,035-76.3% | $2,382-69.9% | $4,754-84.9% |
| Participant deferral / active EE | $947 | $4,677-79.8% | $3,986-76.3% | $6,712-85.9% |
| Admin fee / account holder | $1,877 | $8,663-78.3% | $6,853-72.6% | $11,409-83.5% |