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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,740 | $82,630-37.4% | $64,105-19.3% | $125,389-58.7% |
| Participation rate | 66.7% | 75.9%-9.2pp | 68.2%-1.5pp | 83.2%-16.5pp |
| Annual return | -0.15% | 1489.72%-1489.9pp | 791.24%-791.4pp | 282.24%-282.4pp |
| Employer contribution / active EE | $1,009 | $2,671-62.2% | $1,820-44.6% | $4,866-79.3% |
| Participant deferral / active EE | $5,066 | $3,608+40.4% | $2,822+79.5% | $5,352-5.3% |
| Admin fee / account holder | $8,473 | $6,382+32.8% | $4,499+88.3% | $9,541-11.2% |