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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,737 | $71,192-6.3% | $117,861-43.4% | $62,293+7.1% |
| Participation rate | 90.5% | 74.2%+16.2pp | 79.7%+10.8pp | 69.5%+21.0pp |
| Annual return | 12.67% | 18.66%-6.0pp | 335.11%-322.4pp | 28.90%-16.2pp |
| Employer contribution / active EE | $4,531 | $1,934+134.3% | $3,786+19.7% | $2,042+121.9% |
| Participant deferral / active EE | $2,002 | $3,189-37.2% | $4,482-55.3% | $3,169-36.8% |
| Admin fee / account holder | $172 | $587-70.7% | $8,021-97.9% | $479-64.1% |