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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,120 | $81,870+254.4% | $119,634+142.5% | $68,490+323.6% |
| Participation rate | 94.6% | 71.9%+22.7pp | 79.3%+15.3pp | 67.9%+26.7pp |
| Annual return | -14.21% | -23.82%+9.6pp | -14.98%+0.8pp | -7.85%-6.4pp |
| Employer contribution / active EE | $3,309 | $2,692+22.9% | $4,232-21.8% | $2,597+27.4% |
| Participant deferral / active EE | $6,653 | $4,148+60.4% | $5,601+18.8% | $4,028+65.2% |
| Admin fee / account holder | $8,503 | $6,583+29.2% | $10,329-17.7% | $5,403+57.4% |