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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,555 | $115,931+263.6% | $185,441+127.3% | $86,983+384.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 13.12% | 21.47%-8.3pp | 20.16%-7.0pp | 25.83%-12.7pp |
| Employer contribution / active EE | $4,824 | $2,937+64.3% | $4,672+3.3% | $2,584+86.7% |
| Participant deferral / active EE | $8,176 | $4,551+79.7% | $6,152+32.9% | $4,194+95.0% |
| Admin fee / account holder | $38,985 | $10,687+264.8% | $17,890+117.9% | $7,856+396.3% |