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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,678 | $166,268-55.1% | $165,100-54.8% | $145,897-48.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.68% | 100.52%-87.8pp | 70.21%-57.5pp | 552.29%-539.6pp |
| Employer contribution / active EE | $3,061 | $5,284-42.1% | $4,348-29.6% | $4,663-34.3% |
| Participant deferral / active EE | $9,090 | $6,964+30.5% | $6,035+50.6% | $6,689+35.9% |
| Admin fee / account holder | $3,614 | $16,659-78.3% | $12,696-71.5% | $13,390-73.0% |