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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,617 | $154,159-64.6% | $130,026-58.0% | $139,456-60.8% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.5%+4.8pp | 80.3%+3.0pp |
| Annual return | 17.03% | 32.50%-15.5pp | -137.26%+154.3pp | 373.45%-356.4pp |
| Employer contribution / active EE | $2,026 | $5,292-61.7% | $4,321-53.1% | $4,753-57.4% |
| Participant deferral / active EE | $4,597 | $6,710-31.5% | $5,821-21.0% | $6,711-31.5% |
| Admin fee / account holder | $4,988 | $14,001-64.4% | $10,608-53.0% | $11,407-56.3% |