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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,525 | $142,392-71.5% | $119,622-66.1% | $134,532-69.9% |
| Participation rate | 91.7% | 82.8%+8.8pp | 79.3%+12.4pp | 81.2%+10.4pp |
| Annual return | -16.22% | -12.46%-3.8pp | -14.98%-1.2pp | 418.27%-434.5pp |
| Employer contribution / active EE | $2,152 | $5,224-58.8% | $4,232-49.2% | $4,741-54.6% |
| Participant deferral / active EE | $4,879 | $6,467-24.6% | $5,601-12.9% | $6,401-23.8% |
| Admin fee / account holder | $1,124 | $13,593-91.7% | $10,328-89.1% | $11,429-90.2% |