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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,406 | $227,291-14.9% | $214,702-9.9% | $155,188+24.6% |
| Participation rate | 66.7% | 88.0%-21.3pp | 87.5%-20.8pp | 80.8%-14.1pp |
| Annual return | 13.67% | 60.08%-46.4pp | 54.55%-40.9pp | 148.84%-135.2pp |
| Employer contribution / active EE | $8,555 | $6,772+26.3% | $6,461+32.4% | $4,248+101.4% |
| Participant deferral / active EE | $4,168 | $9,582-56.5% | $9,147-54.4% | $6,531-36.2% |
| Admin fee / account holder | $2,198 | $20,413-89.2% | $19,830-88.9% | $14,480-84.8% |