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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,993 | $209,888-57.6% | $189,545-53.0% | $167,553-46.9% |
| Participation rate | 66.7% | 88.7%-22.0pp | 87.8%-21.1pp | 82.1%-15.4pp |
| Annual return | 17.74% | 748.66%-730.9pp | 555.36%-537.6pp | 478.89%-461.2pp |
| Employer contribution / active EE | $7,173 | $6,915+3.7% | $6,162+16.4% | $4,840+48.2% |
| Participant deferral / active EE | $3,506 | $8,934-60.8% | $8,220-57.3% | $6,343-44.7% |
| Admin fee / account holder | $1,417 | $14,300-90.1% | $12,049-88.2% | $12,316-88.5% |