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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,988 | $167,533-45.7% | $151,645-40.0% | $134,545-32.4% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | -16.32% | 7.81%-24.1pp | 3.34%-19.7pp | 418.37%-434.7pp |
| Employer contribution / active EE | $7,359 | $6,828+7.8% | $6,165+19.4% | $4,742+55.2% |
| Participant deferral / active EE | $3,656 | $8,985-59.3% | $8,363-56.3% | $6,401-42.9% |
| Admin fee / account holder | $1,536 | $13,781-88.9% | $11,614-86.8% | $11,431-86.6% |