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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,038 | $184,000-78.2% | $162,185-75.3% | $152,909-73.8% |
| Participation rate | 66.7% | 88.5%-21.8pp | 87.6%-20.9pp | 82.5%-15.8pp |
| Annual return | 0.00% | 150.80%-150.8pp | 115.61%-115.6pp | 345.46%-345.5pp |
| Employer contribution / active EE | $2,189 | $6,370-65.6% | $5,613-61.0% | $4,764-54.0% |
| Participant deferral / active EE | $4,456 | $8,033-44.5% | $7,297-38.9% | $5,851-23.8% |
| Admin fee / account holder | $178,839 | $13,124+1262.7% | $10,844+1549.2% | $11,601+1441.6% |