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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,979 | $197,637-68.6% | $177,848-65.2% | $158,982-61.0% |
| Participation rate | 66.7% | 88.5%-21.9pp | 87.7%-21.1pp | 82.0%-15.3pp |
| Annual return | 17.09% | 58.77%-41.7pp | 48.33%-31.2pp | 302.99%-285.9pp |
| Employer contribution / active EE | $6,696 | $6,6980% | $5,919+13.1% | $4,763+40.6% |
| Participant deferral / active EE | $3,369 | $8,405-59.9% | $7,714-56.3% | $5,983-43.7% |
| Admin fee / account holder | $847 | $15,406-94.5% | $12,431-93.2% | $11,252-92.5% |