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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $115,210 |
BPM LLP2 years Service code 10 · EIN 81-4234542 | Accounting | $16,050 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,891 | $107,415+4.2% | $135,998-17.7% | $80,187+39.5% |
| Participation rate | 77.9% | 78.0%-0.2pp | 81.9%-4.0pp | 72.9%+4.9pp |
| Annual return | 23.84% | 91.99%-68.2pp | 68.37%-44.5pp | 40.40%-16.6pp |
| Employer contribution / active EE | $0 | $3,878-100.0% | $4,860-100.0% | $2,980-100.0% |
| Participant deferral / active EE | $19,743 | $8,189+141.1% | $7,761+154.4% | $5,016+293.6% |
| Admin fee / account holder | $47 | $127-63.0% | $10,769-99.6% | $145-67.5% |