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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,313 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,077 | $85,635-48.5% | $123,894-64.4% | $63,975-31.1% |
| Participation rate | 66.4% | 74.9%-8.5pp | 81.4%-15.0pp | 71.1%-4.7pp |
| Annual return | 14.97% | 15.74%-0.8pp | 47.52%-32.6pp | 48.65%-33.7pp |
| Employer contribution / active EE | $0 | $3,076-100.0% | $4,617-100.0% | $2,182-100.0% |
| Participant deferral / active EE | $9,730 | $5,667+71.7% | $5,984+62.6% | $3,356+189.9% |
| Admin fee / account holder | $1 | $75-99.0% | $8,357-100.0% | $70-98.9% |