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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,332 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,938 | $86,791-59.7% | $115,038-69.6% | $59,188-41.0% |
| Participation rate | 59.9% | 72.8%-13.0pp | 81.4%-21.5pp | 69.4%-9.6pp |
| Annual return | 2.58% | 4.44%-1.9pp | 26.14%-23.6pp | 5.51%-2.9pp |
| Employer contribution / active EE | $0 | $2,950-100.0% | $4,608-100.0% | $2,098-100.0% |
| Participant deferral / active EE | $7,858 | $5,298+48.3% | $6,026+30.4% | $3,265+140.7% |
| Admin fee / account holder | $1 | $95-99.0% | $8,175-100.0% | $92-98.9% |