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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $10,549 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,196 | $96,458-39.7% | $136,298-57.3% | $77,958-25.3% |
| Participation rate | 69.9% | 75.4%-5.5pp | 81.9%-12.0pp | 71.6%-1.7pp |
| Annual return | 24.02% | 23.78%+0.2pp | 5156.27%-5132.3pp | 20.87%+3.1pp |
| Employer contribution / active EE | $0 | $3,144-100.0% | $4,696-100.0% | $2,310-100.0% |
| Participant deferral / active EE | $11,149 | $5,902+88.9% | $6,247+78.5% | $3,537+215.3% |
| Admin fee / account holder | $8 | $80-90.7% | $9,244-99.9% | $97-92.3% |