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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,936 | $176,077+2.8% | $159,455+13.5% | $167,518+8.0% |
| Participation rate | 81.8% | 84.9%-3.1pp | 82.8%-1.0pp | 82.1%-0.3pp |
| Annual return | 10.45% | 331.83%-321.4pp | 263.63%-253.2pp | 478.71%-468.3pp |
| Employer contribution / active EE | $9,093 | $5,298+71.6% | $4,830+88.2% | $4,838+87.9% |
| Participant deferral / active EE | $13,721 | $7,751+77.0% | $7,353+86.6% | $6,342+116.3% |
| Admin fee / account holder | $93,856 | $12,556+647.5% | $10,800+769.0% | $12,312+662.3% |