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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,134 | $165,361+26.5% | $149,715+39.7% | $158,950+31.6% |
| Participation rate | 76.9% | 84.6%-7.6pp | 82.5%-5.6pp | 82.0%-5.0pp |
| Annual return | 9.43% | 348.24%-338.8pp | 276.66%-267.2pp | 302.91%-293.5pp |
| Employer contribution / active EE | $5,767 | $5,103+13.0% | $4,645+24.2% | $4,762+21.1% |
| Participant deferral / active EE | $10,614 | $7,182+47.8% | $6,842+55.1% | $5,983+77.4% |
| Admin fee / account holder | $2,090 | $10,808-80.7% | $9,310-77.6% | $11,248-81.4% |